Please use this identifier to cite or link to this item:
https://hdl.handle.net/10316/36424
Title: | Financial management in long-term low-income households: comparing perspectives of professionals and families in Portugal | Other Titles: | Gestão financeira em agregados familiares com pobreza de longa duração: comparação de perspectivas de profissionais e famílias em Portugal | Authors: | Rodrigues, Sofia P. Sousa, Liliana Alarcão, Madalena |
Keywords: | Trabalho comunitário; Desenvolvimento social; Apoio financeiro; Apoio social; Proteção de adultos | Issue Date: | 2016 | Publisher: | Taylor & Francis | Project: | info:eu-repo/grantAgreement/FCT/SFRH/SFRH/BD/38389/2007/PT | Serial title, monograph or event: | European Journal of Social Work | Volume: | 19 | Issue: | 6 | Abstract: | Long-term low-income households face economic hardship, together with a lack of opportunities, which restrict their social participation. There is a widely held belief among professionals that these households poorly manage their finances. This exploratory study aims to gain a deeper understanding of these households' difficulties and strategies of family financial management in Portugal, taking into account the perspectives of both members of the households and professionals. Comparing viewpoints is relevant in order to identify how they might be informing interactions and interventions. A qualitative approach based on semi-structured interviews was used; the sample comprised 10 household members and 10 professionals. The main findings suggest that professionals believe these households demonstrate insufficient management strategies, while household members report struggling to manage insufficient resources. These distinctive views seem to facilitate interaction patterns characterized by mutual distrust, which should be taken into consideration when designing interventions, particularly concerning financial management. Os agregados familiares com pobreza de longa duração enfrentam dificuldades económicas, associadas a escassez de oportunidades, que limitam a sua participação social. Os profissionais tendem a considerar que estes agregados gerem mal os recursos financeiros. O objectivo deste estudo exploratório é compreender melhor as dificuldades e estratégias de gestão financeira nesses agregados em Portugal, considerando a perspectiva de famílias e profissionais. Comparar essas perspectivas é relevante para analisar a influência nas interacções e intervenções. Adoptou-se uma metodologia qualitativa baseada em entrevistas semiestruturadas; a amostra compreende 10 membros de agregados familiares e 10 profissionais. Os principais resultados sugerem que os profissionais consideram que estes agregados familiares demonstram ter insuficientes estratégias de gestão, enquanto os membros das familiares referem esforçar-se para gerir recursos insuficientes. Estas perspectivas distintas parecem facilitar padrões de interacção caracterizados por desconfiança mútua, o que deve ser considerado no desenho de intervenções principalmente as dirigidas à gestão financeira. |
URI: | https://hdl.handle.net/10316/36424 | ISSN: | 1369-1457 1468-2664 |
DOI: | 10.1080/13691457.2015.1032895 10.1080/13691457.2015.1032895 |
Rights: | embargoedAccess |
Appears in Collections: | I&D CES - Artigos em Revistas Internacionais |
Files in This Item:
File | Description | Size | Format | |
---|---|---|---|---|
Financial management in long term low income households comparing perspectives of professionals and families in Portugal.pdf | 372.34 kB | Adobe PDF | View/Open |
SCOPUSTM
Citations
3
checked on Sep 16, 2024
WEB OF SCIENCETM
Citations
10
2
checked on Sep 2, 2024
Page view(s) 20
822
checked on Sep 24, 2024
Download(s) 50
745
checked on Sep 24, 2024
Google ScholarTM
Check
Altmetric
Altmetric
Items in DSpace are protected by copyright, with all rights reserved, unless otherwise indicated.